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HNRK Coverage Corner

Posts from October 2025.

A recent opinion out of the District of Oregon analyzed a “care, custody, or control” exclusion, among others, in assessing whether an insurer must defend a property manager in a suit arising from a fire at a vacation home maintained by the policyholder.  In finding for the insured, the Court’s decision highlights a broad duty to defend where the allegations in the underlying complaint could establish any potential for an injury covered by the policy.

In Colony Insurance Co. v. Vacasa LLC, Magistrate Judge Stacie F. Beckerman held that Colony Insurance Company (“Colony” ...

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